Auto Repair Shop

auto repair shop

If you own and operate an auto repair shop, you most likely know that you’re open to more than a fair share of risks. These involve liability risks from potential damage or theft of customer vehicles along with employee risks of working with the heavy and often dangerous equipment and tools. Protect these and other […]

Medical Office

a clinic

You want your medical office to be the best it can be in the medical profession. Whether you are a doctor, dentist, chiropractor, optometrist, acupuncturist, physical therapist or message therapist we are here to help you find the right coverage for your specific needs. Medical Office Liability Insurance Owning a medical office is a great […]

Delicatessen

Charcuterie platter

Deli’s run the risk, as with other food establishments, of receiving customer complaints about food production or preparation, spoilage, allergic reactions and sanitation. Train employees the best you can for unexpected mishaps, but be sure to have a safety net behind you. Even the smallest incident like a customer slipping and falling on just-washed floors […]

Dry Cleaners

clothes hanging in a closet

Running a dry cleaning business can be a great way to make a living. You don’t have the hassle of worrying about significant inventory—but you do have other risks. You handle large amounts of customers’ clothing. Your business is also based on optimally functioning expensiveequipment. As the owner, you want to make sure your business […]

Accounting Office

a lady computing finances using a calculator

Based on its size and a variety of other factors, there are certain accounting insurance policies that most should consider mandatory parts of their accounting business insurance program: Professional Liability Insurance: Professional liability malpractice or errors & omissions (E&O) insurance, is easily the most important and vital type of insurance that all accounting firms will […]

Book Store

two people looking a photo in a magazine

Just like libraries, book and magazine stores can be very quiet or create a hub of activity throughout the day. The design of your store and business model determines just what is needed by customers and employees at all times. Consider the fact that a single customer injury on your premises could escalate into a […]

Fabric Store

fabrics

Running a fabric business has its own set of challenges and rewards. Too many business owners are hit with unwelcome surprises because they simply forgot to review their insurance. Don’t take unnecessary risks, let us check your current policy for areas you may be uninsured or underinsured. Types of Fabric Store Insurance…. General Liability  If […]

Clothing Store

apparel shop

Whether you own a boutique showcasing the very latest runway trends or a thrift store with vintage threads, you put time, money, and effort into your shop to entice your target market. But without a risk management plan, your clothing boutique could suffer. Running an apparel business has its own set of challenges and rewards. […]

Commercial Umbrella

a pool in a commercial area

This policy picks up where your auto liability, general liability or other liability coverage stops. With most accidents that occur, your standard policies will provide adequate coverage for your business, however when a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between staying in business or not. If your current General […]

Commercial Property Insurance

commercial buildings

Serving the unique needs of businesses One of the most common types of business insurance, commercial property insurance provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, windstorm and other natural or manmade disasters are examples of what is typically covered. Commercial property insurance  is designed […]