You work hard to keep your clients’ skin healthy, clear, and glowing. As people continue to come to you for guidance, it’s more important than ever that you protect yourself, and your clients, with the right esthetician insurance plan.
What Does Esthetician Insurance Do?
Esthetician insurance helps you protect your business and personal finances from liability claims like bodily injury, property damage and professional liability. Your insurance policy should include general liability, professional liability, and business personal property coverage.
How Much Does it Cost?
There are many different factors that go into the price of your insurance including the state where you work, your gross annual revenue, and types of treatments. Our licensed agents can design a plan that fits almost any budget.
Why Do I Need Esthetician Insurance?
Although you are well trained, experienced and never intend to harm anyone, mishaps and accidents happen. The same tools you used to help your clients can potentially harm them, and ultimately you and your business, without the right insurance coverage in place.
Common Circumstances that Need Coverage
• Slip and Fall
• Bodily Injury
• Allergic Reaction
• Incorrect Treatment
• Unsanitary Treatments
• Stolen Equipment
What Types of Coverage Does it Include?
A standard esthetician insurance policy covers the following items:
• General liability insurance
• Professional liability insurance
• Personal and advertising injury
• Damage to premises rented to you
• Optional coverages available:
o Tools & Equipment Coverage
o Cupping Endorsement
o Acupuncture Endorsement
o Unlimited Additional Insureds
o Cyber Liability Insurance