Restaurants
Restaurants run the risk, of receiving customer complaints about food preparation, spoilage, allergic reactions and sanitation. Train employees the best you can for safety and
Hair Salon
Hair Salon Insurance Hair salon owners know that the services you provide entail some level of risk.. These risks may not seem significant, but a
Bakeries
As the owner of a bakery shop, you can enjoy running your business as long as you pay attention to your potential risks. You are
Florist
Floral shops that are open to the public present special risks. Customers may walk in unexpectedly or make appointments to discuss special events. Conditions such
Pizzeria
Pizzerias run the risk, as with other food establishments, of receiving customer complaints about food preparation, spoilage, allergic reactions and sanitation. Train employees the best
Bagel Shop
Bagel shops run the risk, as with other sandwich shops, of receiving customer complaints about food preparation, spoilage, allergic reactions and sanitation. Train employees the
Funeral Home
General liability and Commercial property are two of the most common types of Funeral Home insurance coverage. General liability is designed to cover the costs
Stationery Store
Stationery stores can be very quiet like libraries, or create a hub of activity throughout the day. The design of your store and business model
Liquor Store
Owning a liquor store presents it’s own unique risks for you, the business owner, due to the potentially dangerous nature of alcohol. A liquor
Hardware Store
Owning a hardware store can be very rewarding, particularly if you enjoy helping people with the equipment, supplies and tools they need to complete a
Barber Shop
Barber Shop Insurance It is important to have good barber shop insurance in place to protect the owner, the employees, and the assets of the
Craft Store
Craft Store Insurance Owning an art and craft supplies store can be very rewarding, particularly if you enjoy doing arts and crafts projects yourself. As
Grocery Store
Commercial Property Insurance Your grocery store may contain air conditioning and heating systems, cooking and baking equipment, refrigeration units and processing equipment. The right coverage
Personal Fitness Trainer
As a licensed personal fitness trainer, you may be required to carry insurance in order to maintain your license. Personal trainer insurance requirements vary from
Skin Care / Esthetician
You work hard to keep your clients’ skin healthy, clear, and glowing. As people continue to come to you for guidance, it’s more important than
Appliance Store
General Liability Insurance. This insurance covers your business against claims for bodily injury and property damage. When adding property coverage to a General Liability policy
Auto Parts Store
There are many types of insurance coverages available, but these policies are the most relevant to auto parts stores. General Liability Insurance Auto parts stores
Shoe Store – Repair
Running a shoe store business has its own set of unique challenges and rewards. Too many business owners are hit with unwelcome surprises because they
Laundromat
As an owner of a commercial laundry business, you face unique risks when it comes to running a successful establishment. Understanding what your biggest risks
Nail Salon
Nail salon and nail technician insurance is customized to fit the needs of nail salon owners and nail techs. Choosing the appropriate coverages for your
Auto Repair Shop
If you own and operate an auto repair shop, you most likely know that you’re open to more than a fair share of risks. These
Medical Office
You want your medical office to be the best it can be in the medical profession. Whether you are a doctor, dentist, chiropractor, optometrist, acupuncturist,
Delicatessen
Deli’s run the risk, as with other food establishments, of receiving customer complaints about food production or preparation, spoilage, allergic reactions and sanitation. Train employees
Dry Cleaners
Running a dry cleaning business can be a great way to make a living. You don’t have the hassle of worrying about significant inventory—but you
Accounting Office
Based on its size and a variety of other factors, there are certain accounting insurance policies that most should consider mandatory parts of their accounting
Book Store
Just like libraries, book and magazine stores can be very quiet or create a hub of activity throughout the day. The design of your store
Fabric Store
Running a fabric business has its own set of challenges and rewards. Too many business owners are hit with unwelcome surprises because they simply forgot
Clothing Store
Whether you own a boutique showcasing the very latest runway trends or a thrift store with vintage threads, you put time, money, and effort into
Commercial Umbrella
This policy picks up where your auto liability, general liability or other liability coverage stops. With most accidents that occur, your standard policies will provide
Commercial Property Insurance
Serving the unique needs of businesses One of the most common types of business insurance, commercial property insurance provides a wide range of coverage for
Commercial General Liability
Regardless of the size of your business or what industry you are in, even a small mistake can turn into a very costly lawsuit. What
Business Owners Policy (BOP)
Insurance companies offer commercial policies that combine protection from all major property and liability risks in one package called a Business Owners Policy (BOP). Created for small
Commercial Coverage
Is your business properly insured? You deserves a business insurance policy that fits your specific coverage requirements. You’ve worked hard to build your business and establish your reputation – make sure you have the coverage that provides peace of mind.
There are two main types of commercial insurance:
Property and Casualty insurance:
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Property Insurance
Property insurance provides coverage for stolen, damaged, or destroyed property. Within this are several lines of coverage.
- Commercial Property Coverage –
This covers your business or personal property and the personal property of others. - Inland Marine –
This covers damage to or destruction of your business property while it is being moved from one location to another. It also cover the liability for the damage or destruction to the property of others while in your possession during transport. - Boiler and Machinery –
This covers business property, other property losses, and legal fees resulting from boiler and other machinery malfunctions. - Crime –
This covers the loss of merchandise and other assets of your business due to burglary, robbery, larceny, forgery, and employee theft.
General Liability
Liability insurance provides coverage primarily for the negligent acts or omissions of the individual, business, or organization. There are several lines of coverage within this category as well:
- Commercial Automobile –
This covers any liability caused by use of an automobile in your business. There are different types of commercial automobile insurance to fit your business needs. - Commercial General Liability –
This is the standard business insurance for liability coverage. There are three types of coverage - Premises Liability –
Covers accidental injury or property damage resulting from dangerous condition(s) on business premises. - Products Liability –
Covers bodily injury or property damage resulting from the use of your business’ goods or services. - Completed Operations –
Covers bodily injury or property damage caused from the completion of your work.
o Commercial Umbrella –
o Worker’s Compensation –